Show customers whether their goals are on track, inside your own app
An embeddable planning engine for retirement, education and big purchases. It runs 10,000 market scenarios, accounts for tax drag, and maps each goal to the model portfolios your advisers approve.
- Built for
- Banks, wealth managers and AMC distributors offering B2B2C planning
- Used by
- Retail and HNI customers, relationship managers, advisers
- Plugs into
- Internet banking, mobile apps, your CRM and order system
Smart Goal and Asset Allocation Simulator
A deposit holder who can see a goal slipping is far more likely to start investing than one shown a product brochure.
Most banks hold a customer’s salary and savings but not their investments. Generic calculators on a website don’t change that: they give one number, ignore inflation and tax, and end with a form nobody fills in.
Goal Planner gives customers a realistic range of outcomes for each goal, in plain language, and shows exactly what would improve the odds. Every allocation it shows comes from your own model portfolios.
What Goal Planner does
Monte Carlo engine
10,000 market paths per goal, with percentile bands instead of one optimistic number.
Inflation by goal
Separate inflation rates for education, healthcare, lifestyle and property goals.
Tax drag modelling
Projections net of estimated tax, by asset class and holding period.
Glide paths
Allocation de-risks automatically as the goal date approaches, using your committee’s rules.
What-if scenarios
Customers see how a higher SIP, a lump sum or a later date changes their chances.
Branded PDF reports
A goal plan the customer can download, with your logo and the illustration notice built in.
Customers plan on their phone; advisers see the same numbers
The customer view is a set of simple goal cards. Your relationship manager sees the same plan with inputs, assumptions and the full simulation, so conversations start from shared facts.
- White-label SDK and APIs for Android, iOS and web, styled to your design system.
- Risk profile hand-off from your existing questionnaire, so customers aren’t asked twice.
- Lead routing to an RM when a customer asks for help, with the plan attached.
What changes for your teams
More customers move from deposits to investments
Goal-based conversations are built into the channels customers already use every day.
Every review starts with a plan
RMs open the same simulation the customer saw, with assumptions visible.
Illustrations, not promises
Notices, assumptions and model portfolio versions are stored with every plan.
Your advisers stay in charge of advice
Elite Wealth Tech Club is a software company. We are not registered with SEBI as an investment adviser or research analyst, and we do not give investment advice or recommendations to anyone. This product is licensed to your institution. Model portfolios, risk questionnaires, product shelves and every client-facing recommendation are set and approved by your registered advisers, and the product shows illustrations, not guarantees.
Ready for your IT, security and risk teams
Every product in every suite shares the same enterprise foundation, so a second product goes live faster than the first.
API-first
REST APIs and webhooks for every function, with sandbox keys, so your teams can build on top or embed in existing channels.
Role-based access
Roles, maker and checker steps, branch and team scopes, and field masking for personal data.
Deploy where you need
On your premises, in your private cloud, or hybrid, hosted in India to meet data localisation needs.
Security by design
Encryption in transit and at rest, keys held in your KMS or HSM, and support for your VAPT and vendor-risk review.
Complete audit trail
Every login, change, approval and export logged, read-only, and exportable for audit.
White-label
Your brand, your domain and your app. Customers see your institution, not ours.
Works well with
Products share one login, one data model and one audit trail, so they can be added one at a time.
Try Goal Planner on synthetic data
We set up a sandbox for your team with realistic, fictional data. Test the calculations, download sample reports, and check how it fits your systems before any commitment.